eligible expenses

Use Your FSA Before Dec 31

Use Your FSA Before Dec 31

Did you know you can use your HSA or FSA funds to shop at RITFIT? That means you're not just investing in your health, you're doing it with pre-tax dollars, saving you ~30%* on eligible products.

Why HSA/FSA = 30% Savings on Average

When you pay with regular post-tax dollars, part of your income goes to taxes before you ever make a purchase. But with HSA/FSA funds, you're spending before taxes are taken out. That's why the average person saves about 30% when they use their HSA or FSA card. To see your estimated savings, check out the TrueSavings Estimator.

Here's what that looks like:

HSA FSA savings comparison chart

Is It Compliant?

Yes, our partner Truemed makes sure compliance is covered.

Under IRS guidelines, HSA and FSA funds can be used for a wide range of qualified medical expenses. Even if a product isn't explicitly listed, it can still be eligible if it's deemed medically necessary by a licensed provider.

That's where Truemed comes in. After you shop, you'll complete a short health survey. If your purchase qualifies, a licensed provider will issue you a Letter of Medical Necessity (LMN) making your purchase fully compliant for HSA/FSA use.

How It Works – One-Time Purchases

Here's How You Can Maximize Your Savings:

  1. Shop Our Black Friday Deals:
    Browse our site and add your favorite products to your cart. At checkout, choose Truemed as your payment option.
  2. Complete Health Assessment:
    Take a private health survey. A licensed provider will review your answers to determine eligibility.
  3. Make Your Purchase:
    Pay with your HSA/FSA card or a regular credit card if eligible. If you use a regular credit card, follow the guide provided with your LMN to submit your purchase for reimbursement.

How It Works – Subscription Purchases

Here's How You Can Maximize Your Savings:

  1. Make your purchase:
    Browse our selection and add your go-to products or new finds to your cart. Do not pay with an HSA/FSA card during checkout. After your purchase, check your confirmation screen or receipt email for a link to the Truemed survey.
  2. Complete health assessment:
    Take a private health survey that you can find in your order confirmation. A licensed provider will review your answers to determine eligibility. If eligible, you'll receive a Letter of Medical Necessity (LMN) within 12 hours.
    Note: The survey must be taken on the same day as your purchase.
  3. Submit for HSA/FSA Reimbursement:
    Follow the guide included with your LMN to submit your purchase for reimbursement. Claims are usually paid out in 2–4 weeks.

Start Saving Smarter

You're already investing in your health. Why not make it more affordable?

Use your HSA/FSA dollars at checkout or submit your receipt for reimbursement, and save an average of 30%* in the process. [Shop Now →]

*Truemed is for qualified customers. HSA/FSA tax savings vary. Learn more at truemed.com/disclosures

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Use Your FSA Before Dec 31

Use Your FSA Before Dec 31

Learn how to shop RitFit with your HSA or FSA and save an average of 30%. Discover how compliance works, the step-by-step process, and maximize your health savings before December 31.